`[ EHAflCnsnfl
`
`33.3.1994. .
`
`E
`
`lodd@smckmaiappraisaismom
`
`BY
`Todd Stockmal
`Stockmal Appraisal Services
`2 Snowberry Ln
`Shellon, CT 064843300
`(203) 5133104
`
`LOCATED AT
`315 Cottage Si
`Bridgepofi, CT 06605
`V: 8099 P: 312
`
`FOR
`
`Carringion Mortgage Services LLC
`1600 SOUTH DOUGLASS ROAD
`ANAHEIM, CA 92806
`
`OMNION 0F VALUE
`“£5,000
`
`AS OF
`05H1l2017
`
`Farm SAW — "MTAL‘ appraisal snfiwalc by a la mafia inc‘ ~1-SOD~’\LAMOGE
`
`5mm» omcgucg
`
`
`
`
`l'HAI\_’[_Ca_se ND
`
`Siockmai Appraisal Services
`2 Snowberry Ln
`Shelton, CT 0048473700
`(203) St 3-2104
`
`05” 51001 7
`
`Carringlon Mortgage Services LLC
`1500 SOUTH DOUGLASS ROAD
`ANAHEIM. CA 92806
`
`Re; Property:
`
`Borrower:
`
`315 Cottage St
`Bridgeport, CT 06605
`STEPHENS, THERESA
`
`Opinion of Value: $ 75,000
`Eifective Date:
`05111901?
`
`In accordance with your request, we have appraised the above referenced property. The report of that appraisal is
`attached.
`
`The purpose ofthe appraise: is to develop an opinion of market value for the property described in this appraisai
`report, as improved, in unencumbered fee simple title of ownership.
`
`This report is based on a physical analysis of the site and improvements: a locational analysis oithe neighborhood and
`city. and an economic analysis ofthe market for properties such as the subject The appraisal was developed and the
`report was prepared in accordance with the Uniform Standards of Professional Appraisai Practice.
`
`The opinion of value reported above is as of the stated effective date and is contingent upon the certification and
`limiling conditions attached.
`
`It has been a pleasure to assist you. Please do not hesitate to contact me or any of my staff if we can be of additional
`service lo you.
`
` Sela”?
`
`License or Certification #2 CROOOUQH
`State: CT
`Expires: 0413012015
`todd@stockmalappraisals.com
`
`Scridlk‘ 003030615
`
`
`
`Stocknial AIJprJisal Services
`
`"F-I-IAA'AerL
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`Exterior—Only Inspection Residential Appraisal Report
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`[)7] Fee Simolc
`UiIIBI [descrihfi
`Leasehold
`,7”
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`Ullrsrnecacrree}
`fl Porenase'lranseclron
`'3 Belize-nct-Iransacii—urr".
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`1607077SOUTII DOUGLASS ROAD ANAl'lElM} CA 9727806
`nginggon Morlqggge Seances LLC 7
`____W'955
`
`
`
`is [he Suhficcl properly currenily ollerod loI sale or has Ilheen ollcrerilor sale IrItnel
`moniirs prlnrln lire clleclwe dale errors apdr
`_
`ileum! data source-{SJ
`s-e-d'. olicfifimrcefi). andrdraiel'al."
`ClVlLS_.__ 7
`
`I H
`
`777
`
`did no! analyze nae conlract lor sale for lire Sohleet purchase irarrsaelien. Explain lhe resrrlls oi iIIe analyses of [he coolraci lor sale or why the analyse was no!
`did
`l
`pedonned.
`
`
`Contact ‘
`WWDa-leolconlracl
`'7 w W
`is die rdpurly sellerdre owe-surolnuhlcrecerd?
`No Dawson-mus]
`I
`ls
`financial assieiance-ll-oen filings; sale concesrsri’oris- Bill or dowonayrrrenia'seielancc‘ alt.) in be paid in}
`party on oehafl oi “lE heir-ower‘?
`"Yes, reoomhe lolal dollar amounl and describe Ine izems Io he paid;
`
`
`
`
`
`V
`
`-
`
`Ilium-Farrel;
`Commercial
`
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`fl Rural
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`Under 259;
`' UIrdor3rnijI5W [ii-36mins
`Mair-iwlilrg‘lirne
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`To THE NORTH, [JAR
`" "ENRFIELE
`lllorghhom*ood Boundaries
`'
`HOWARD. AVENUE TOIHEWEST ANDBAJLROAD AVENUE TO THE,,S.QH'_T_tL—__ .
`
`Neiehtnriwuwvwielifin
`THE SUEIJECT lS LOCATED7I7N THE W_I_E_$7‘[7ERN SECTION77OF7Il-7LE CITY OF BRIQGEEORT, IN AN AREA COMMO I__Y
`
`REFERREDTOAS—‘WEST EN
`IT IS LOCATED ON A TI-IRU_ §IBEET. NOADVERSE MARKETAeIL;__Ty_FACTORS NOTED.
`
`Localmn
`Built-Up
`
`NEEGHBORHOD
`
`Marreei'éoodiliorrs fincluding wooden; the above conclusionel
`"THERE IS ANWQ'lrl-ERSUPPLY OF HOME: ON THE MARKET IN77HIE§PR7ICE7M
`7
`7
`_
`_THE CETY 0F__S77R;DGEPORT, jjlgWEVER THERE777|78 EVIDENCEOI; STABIL7I72_7IN_O7VAL7DES. THE OVER$_E_.l_E’_PLY DOES RESULT iN LONCER
`MARKETiNG TIMES.
`
`Binaries“ REFER :{QLEGAL DESO ETION
`___Area 39207;:
`7
`5E5? _ RECTANGULAR777 7 7 7an N;Res;
`
`Sneeificloning Classillean‘un
`255M) UESUED'I'D”
`5,000 SF MENIMUM
`
`zoning comma“
`u
`No Zoning H Wireleoal (describe)
`Legal
`[flute-galwonccolmming (Erandislihcrefl USE)
`
`
`ls me highest and beams of suhiecl progeny as improved {arias proposed per plans and Soecilicanensl the present use."
`.
`:I No
` orhmruescfioai'one” Privale Gfl-sllelmproveunIeNIS-Typr: ' '
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`
`
`
`
`"are (Imogene;
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`We ASEHALT
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`
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`U 77
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`genilary Sewer
`Gas
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`¥EMA Hood Zone
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`formerzorduwm
`0.9.9 CA4er
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`1'6
`lllld.descrioe
`No
`
`
`lg Yes
`mums typicallorihe market area?
`Are lire uliities and ofi-s'fie irn
`II Yesl describe
`l No
`i
`Nemere anyr adverse silo condm‘ons or enemal Tailors (easem*nts= eneroaehrnenls. eneironmenlal commons. [and uses. elm)?
`THERE WERENO ADVERSE SITE CONDITIONS OR EXTERNALEADTORS NOTEDIT DOESAPPEARTO BE LOCATED IN A FLQQQ
`
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`SOUlEE(S]USEfllUl Physical Characteristics 0! Property
`Appraiselfilcs
`MLS
`‘2] Assessrneniand Tax Rerords
`E him [nspeclion
`W
`E] Diner {describe}
`Dara Source for Gross Lwirro Area
`TOWN RECORDS
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`....____
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`ASPHALT ‘
`_ n -
`1': E-DcuEnd Unit
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`Design {Style}
`____r_:__prr:ars""
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`NONE
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`
`189';
`Sellers 8. Dee'nsydo‘ls
`ALUMINuM
`Rm NONE
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`Damth
`V
`Year Bulh
`7
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`
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`Appliances
`7 7110
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`Bedrooms
`4
`above
`grade contains
`finished area
`@434
`Square Feet I)! Gross Living Area Above Grade
`7 __
`FEATURES INCLUDE A_g_cAR DETACHED GARAGE AND A COVEREDEORCH. NO OTHER
`Aeéifjwileaws (semiencrurcimewilene DIG-i
`EEATURES WERE. DTED-
`.
`,,
`'
`I,
`Describe the condrlion I)! the properly and dala anILe(sl flncluding appareel needed repairs‘ delerioration, renoealldns. Icmndei‘ng. el
`C4:THE SUBJECT APPEARS To
`SE IN AVERAGE CONDITION BASED ON AN EXTER_I_OR77INSPECT7ION7 nib-REPAIRS OR REMODELINONOTE7Q77 7 _
`
`
` IMPROVEMENTS
`
`
`Are here any apoargni physicelrderioi-eo-eies or adverse coir-dillnns lhal alleci [or lz-rahilrlereoandneé; or slrUnInraE-infe'gnior oi the progeny?
`1! Yes. describe,
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`
`
`
`
`' the properly gerieraid'corIlorenlnllae IIti;iI'|:oIlIood lioneironaluiilly style edit-dreaded}.consLIuelionieic’ii”
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`
`Freddie Mac Form 205:: March 2605
`
`Ufrl‘i Versmrr 912011
`
`F’agei u! 6
`
`Fannie Mae Form 205:3 March 2005
`
`Form QUSSUAD - "TOTAL" appraisal Sflllware by a la mode, Inc. -
`
`i-SOU-I'IUIMODE
`
`Seriam ooacmcE
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`Exterior—Only inspection Residential Appraisal Report
`
`preps
`250 000
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`SUUJICT
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`CUi'JPr-HlFiBLE SALE # 2
`
`
`
`' Address
`734 Howard Ave
`535 Maplewood Ave
`
`315 Cottage Si
`
`
`
`Bridge Or‘t, CT 066Q5
`N,
`BridElQQQ¢r. C_T_.§3..5§9-_5__
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`____:_2___E|REPLACE$____W
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`55%
`a Angusled Sale Price
`'
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`
`m orcorrmarahles
`15.5% 5
`7? 100 G'DSS Adi
`GlossML
`22.5%
`
`
`
`
`did not research the sale or lrarrsler hrsi
`bjecl properly and
`rim did
`
`
`
`
`
`
`years prior In the errecrrr-e date or Wis 55
`
`
`
`3—} did Wma'eelrmalany prim sales arlrarrsiers-e-iHillesulriecl rrrapmyr—er
`Viki-research
`
`fl
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`MLSHOW‘N’JHALL
`’77
`
`
`arr M did nut reueai any prior sales or lranslers of tile cnnrparahie sales lnr me year priurio lire dale of sale 0! the ramparahle sale
`My research
`
`
`
`
`
`
`DalaSeereels) gum MLSfiOWN HALLMW
`Report the resulls er lire research arid analysis oi the prior sale or lransler history a
`efiieel'err'u'pedy and cenrparahi-a- salaslreiaari adfiilIW r ‘7
`
`
`
`"
`nrrr
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`wrrerrrrrrerr SALE #1
`eurrfiiiriie'i'r SALE}? 7
`i
`CDMPARAHLE 5m #3
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`
` Dale of Friar Sale/Transler
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`1,2017
`fliechueflaieemar
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`05}11,‘2017__m "7
`051111201?
`051‘1112017
`
`
`Analysis of priar sale or rrsnsler hislary al the subject properly- and ara‘uie sales
`VTHE SUBJECT
`
`
`
`COMPARABLE SALES HAvrguryglsoL N'THE Pagyrggs" r2 MONIl-lS_.__}_‘_tl_E LAST RECORDED TRANSFER OCCURRED ON 1or01r2009
`
`FDR smasan
`
`
`
`EIR MORE RECENT DATE OF
` Summgrr015M Gnmriim Amati: M}st SALES AREWOEOSE'D TRANsagriii-NéjarN'Drrré'ééfimrfifl'flkfleLE.
`r A ADJUSTMENEWERE APPLIED. GREATEST WElGl-{T__(3_l\rfEN TO SALES NO, 1 a. 3 DD
`
`
`
`
`
`
`
`
`
`
`
`
`
`Actual Age
`Ennrlilien
`_Abeve Grade
`
`
`
`
`
`
`
`
`r
`
`r
`
`"m
`
`
`
`
`
`
`
`
`
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`
`Indicated Vaiue by: Sales Comparison Approachs
`0
`
`{il developed) 5
`D
`"Incumre‘
`m—
`Cusl Approach [ii deveEpedl S
`
`
`
`CQSIAEERQACEWAS NOT Q
`‘ MPABifiQN.AP_F3_ROACH;_T
`.|__G_HT GIVEN TO EOE SALEE,
`GREATEST Vii,
`ELQEEQ IHEWQQME
`
`
`
`
`
`
`
`AEEBQAQH WAS NOT QEVEJLDPED DUE TO__THE LACK OF AQEQLJ‘AIE RENIAL DATA.
`E
`__.________..
`O
`,
`
`
`
`
`récirrnfiiclru-il
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`plans
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`
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`alrerairuras
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`the
`basis
`or
`a
`lrypmnerreul
`condriron
`l'nal
`{he
`reparrs
`have
`been
`templeledl
`ur
`lsubjeclE-Jllie
`
`
`
`
`
`
`
`§ [allowing
`BHCIB‘J’
`reqerred
`inspectiuri
`based
`on me
`exiracrdrnsry
`assumnlrnrr
`that
`the
`rend-Elan
`er
`deixlealcr
`410%
`"Bi
`lEQUiIE
`m
`IEDEH- NIA
`
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`l,
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`
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`of
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`on
`a
`visual-'rirrsrieerrerr
`oi
`the
`eslerio'rmareas'
`Iain-iii:
`subjecl
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`a:
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`the
`street." defined
`Isa-ape
`or
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`statement
`assumplruns"airs-“‘Emrlirre
`lhis
`cendiirnns,
`and
`appraiser's
`certificatinn. my
`{our}
`opinion
`or
`the marker
`value_
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`Freriulc Mac Form 2055 March 2005
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`Fannie Mae Farm 2055 March 2005
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`LEAD VCISIJ“ HIZUH
`
`Page 3 cl (3
`
`Fannie Mae Form 2055 March 2005
`
`Form EOSSUAD - “TOTAL” appraisal bollware bya la maria mt. -
`
`iABOG-ALMGODE
`
`Serial” 503C3DCE
`
`
`
` Exterior—Only Inspection Residential Appraisal Report
`
`
`
`
`Lunar
`
`report
`This
`including
`a
`rnanulaotured
`
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`unit
`in
`home
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`designed
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`
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`Ulill
`development
`(PUD).
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`a
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`work
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`
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`limiting
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`assumptions
`and
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`based
`on
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`or
`any
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`llowever.
`the
`certifications
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`also
`as
`appraisal
`report.
`such
`those
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`by
`law
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`an
`appraisal
`organization.
`are
`permitted.
`
`01
`
`value.
`market
`definition
`intended
`the
`to
`deletions
`appraiser may
`The
`permitted.
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`this
`appraisal
`the
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`addiirorral
`certificatroris
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`appraiser‘s
`
`The
`SCOPEDFWGRK:
`of
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`requirements
`assumptions
`and
`limiting
`the
`exterior
`areas
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`{53
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`a minimum:
`certifications.
`The
`appraiser must.
`at
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`subiect
`property
`from at
`least
`the
`street.
`(2)
`inspect
`the
`neighborhood.
`(3]
`least
`the
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`(4)
`research.
`verify.
`and
`analyze
`data
`from
`reliable
`public
`analysis.
`opinions,
`and
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`appraisai
`report.
`
`appraisal
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`
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`visuai
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`inspect
`each
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`the
`
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`be
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`able
`appraiser must
`The
`living
`gross
`condition.
`room count.
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`appraisal
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`lNTENDEDUSE:
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`
`Tire
`
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`
`user
`
`of
`
`this
`
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`
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`
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`
`the
`
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`
`DEFtNITIONOFMARKETVALUE:
`requisite
`market
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`all
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`undue
`the
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`open market;
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`payment
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`(5)
`the
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`granted
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`anyone
`
`a
`
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`property
`seller.
`each
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`consummation
`buyer
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`seller
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`terms
`cash
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`
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`
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`a
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`a
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`tor
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`open
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`both
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`typically motivated;
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`reasonable
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`best
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`(3)
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`tinarrcial
`8.
`dollars
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`terms
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`sold
`unailected
`by
`sale.
`
`to
`
`or
`
`a
`
`are
`are
`
`adiustrnents
`No
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`these
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`area;
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`or
`creative
`linancing
`institutional
`a
`third
`party
`by
`calculated
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`a mechanical
`should
`approxirrrate
`the market's
`
`the
`lo
`‘Adiustments
`those
`necessary
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`identifiable
`adjustments
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`lender
`that
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`for
`dollar
`reaction
`the
`
`lor'
`be made
`comparables must
`by
`costs which
`are
`normally
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`costs
`since
`the
`seller
`pays
`these
`property
`be made
`the
`comparable
`to
`not
`already
`involved
`in
`the
`property
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`cost
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`the
`tirrancing
`or
`concession
`tirraneing
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`concessions
`based
`on
`
`sales
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`creative
`spectat
`law in
`or
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`oi
`result
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`Special
`transactions.
`all
`sales
`virtually
`in
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`financing
`terms
`comparisons
`to
`by
`not
`be
`transaction.
`Any
`adjustment
`should
`but
`the
`doilar
`amount
`of
`any
`adiustinent
`the
`appraiser's
`iudgment.
`
`STATEMENTDFASSUMPTEUNSANDLlMlTlNGCONDITlONS:
`to
`the
`toliowing
`assumptions
`and
`limiting
`conditions:
`
`The
`
`appraiser‘s
`
`certification
`
`in
`
`this
`
`report
`
`is
`
`subiect
`
`It The
`to
`it,
`appraiser
`
`appraiser
`except
`tor
`assumes
`
`be
`not
`wiil
`information
`that
`the
`
`responsible
`that
`he
`or
`title
`good
`
`is
`
`of
`
`lor matters
`she
`became
`and
`rttarkctable
`
`a
`aware
`and
`
`legal
`ol
`Will
`
`nature
`during
`not
`
`that
`the
`render
`
`the
`either
`alteet
`research
`involved
`any
`opinions
`
`being
`property
`in
`periorrrrinu
`about
`the
`title.
`
`or
`appraised
`this
`appraisal.
`
`the
`The
`
`title
`
`The
`2.
`other
`(or
`identified
`implied,
`
`has
`appraiser
`data
`sources)
`Special
`Flood
`regarding
`this
`
`available
`the
`examined
`in
`this
`noted
`and
`has
`Hazard
`Area.
`Because
`determination.
`
`are
`that
`ilood maps
`appraisal
`report whether
`the
`appraiser
`is
`not
`a
`
`by
`provided
`any
`portan
`surveyor.
`
`he
`
`at
`
`the
`the
`or
`
`Emergency Management
`Federal
`site
`is
`located
`in
`an
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`she makes
`no
`guarantees.
`express
`
`Agency
`
`or
`
`The
`3.
`unless
`
`appraiser
`specific
`
`not
`will
`arrangements
`
`give
`to
`
`testimony
`do
`so
`
`or
`have
`
`court
`in
`appear
`been made
`
`because
`beforehand.
`
`he
`or
`
`or
`
`as
`
`sire made
`otherwise
`
`appraisal
`an
`required
`by
`
`the
`of
`law.
`
`property
`
`in
`
`question,
`
`in
`
`the
`deteiioration.
`repairs.
`needed
`as
`(such
`conditions
`adverse
`any
`report
`appraisal
`this
`noted
`has
`appraiser
`The
`4‘
`he
`the
`subject
`property
`or
`that
`ot
`tire
`inspection
`observed
`during
`etc.)
`substances.
`toxic
`ol
`hazardous wastes.
`presence
`otherwise
`stated
`in
`this
`appraisal
`Unless
`this
`appraisal.
`ll‘i
`periormino
`research
`involved
`the
`she
`became
`aware
`of
`during
`or
`adverse
`conditions
`01
`the
`deficiencies
`knowtedge
`at
`any
`hidden
`or
`unapnarenl
`physical
`report.
`the
`appraiser
`has
`no
`limited
`to.
`needed
`repairs.
`deterioration.
`the
`presence
`ol
`hazardous
`wastes.
`toxic
`substances.
`property
`(such
`as.
`but
`riot
`the
`etc.)
`that
`would make
`property
`less
`valuable.
`and
`has
`assented
`that
`there
`are
`no
`adverse
`environmental
`conditions.
`conditions
`and makes
`no
`guarantees
`or
`warranties.
`express
`or
`implied.
`The
`appraiser
`Will
`not
`ire
`responsible
`for
`any
`such
`or
`conditions
`that
`do
`exrsr
`tor
`any
`engineering
`or
`testing
`that might
`be
`required
`to
`discover whether
`such
`conditions
`exist,
`not
`Because
`the
`appraiser
`is
`an
`expert
`in
`the
`tield
`01
`envrronmental
`hazards.
`this
`appraisal
`report must
`not
`be
`censrdered
`an
`environmental
`assessment
`of
`the
`property.
`
`or
`
`such
`
`as
`
`The
`5.
`completion
`pertorrned
`
`appraiser
`repairs.
`in
`a
`
`his
`based
`has
`alterations
`or
`prolessional
`
`or
`on
`manner.
`
`her
`the
`
`appraisal
`assumption
`
`report
`that
`
`and
`the
`
`crinciusmn
`valuation
`completion.
`repairs.
`
`tor
`or
`
`appraisal
`an
`alterations
`ol
`
`that
`the
`
`is
`
`subiect
`suiaiecl
`
`to
`property
`
`satislactory
`will
`be
`
`
`Freddie Mac Form 2055 March 2005
`
`
`
`Ller Version QIZOH
`
`Page 4 olfi
`
`Fannie Mae Form 2055 March 2005
`
`Form 2055MB - "EUTAL" appraisal software by ala mode inc. -
`
`l-EUO-ninliiIODE
`
`serrate cojcaucfi
`
`
`
`'
`
`Exterior—Onlylnspeetion Residential AppraisalFleport
`
`APPHAESER‘S CERTIFICAI IUN:
`
`the
`
`Appraiser
`
`eertlties
`
`and
`
`agrees
`
`that
`
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`
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`
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`
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`
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`report.
`
`developed
`
`and
`
`reported
`
`this
`
`appraisal
`
`in
`
`accordance With
`
`the
`
`scope
`
`ol
`
`work
`
`requirements
`
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`
`in
`
`l
`
`2.
`the
`ol
`soundness.
`
`visuai
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`improvements
`in
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`
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`
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`property.
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`physical
`
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`
`street.
`thal
`
`I
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`
`reported
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`
`the
`the
`
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`livability.
`
`t
`3.
`Practice
`place
`
`this
`performed
`that
`were
`the
`time
`
`at
`
`in
`
`appraisal
`adopted
`and
`this
`appraisai
`
`accordance
`promulgated
`report was
`
`with
`the
`by
`prepared.
`
`of
`requirements
`the
`Appraisal
`Standards
`
`the
`Board
`
`Uniform
`oi
`The
`
`Standards
`Appraisal
`
`Protessinnal
`oi
`Foundation
`and
`
`Appraisal
`that were
`
`in
`
`of
`opinion
`developed my
`I
`4.
`value
`to
`comparison
`approach
`for
`this
`appraisal
`assignment.
`l
`thorn,
`unless
`otherwise
`indicated
`
`the market
`I
`have
`iuntier
`in
`
`oi
`value
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`certify
`that
`this
`report.
`
`real
`the
`comparabie
`considered
`
`property
`market
`the
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`I
`
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`data
`cost
`
`the
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`and
`
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`devulop
`income
`
`report
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`a
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`to
`
`Erased
`sales
`value
`
`the
`on
`comparison
`but
`did
`
`sales
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`develop
`
`not
`
`on
`
`I
`
`analyzed.
`veritied.
`researched.
`5.
`of
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`subiect
`property
`in
`the
`sale
`property
`for
`a minimum 01
`three
`
`reported
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`
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`
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`
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`
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`
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`
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`
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`
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`
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`
`10.
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`
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`sale
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`
`at!
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`property.
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`information
`
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`
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`
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`
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`
`parties who
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`
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`
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`
`11.
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`
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`
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`
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`
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`
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`
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`
`of
`
`property
`
`in
`
`this market
`
`area.
`
`|
`12.
`services.
`
`arn
`tax
`
`have
`and
`of.
`aware
`assessment
`records.
`
`access
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`
`to,
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`
`necessary
`the
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`
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`
`appropriate
`such
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`
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`sources
`
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`for
`the
`
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`area
`
`sources.
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`
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`
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`property
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`
`listing
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`
`l
`13.
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`
`obtained
`sources
`
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`
`information.
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`
`l
`
`estimates.
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`
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`
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`
`opinions
`correct.
`
`lurnished
`
`by
`
`other
`
`parties
`
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`
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`
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`
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`
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`
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`
`from
`
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`
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`
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`
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`report
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`environmental
`substances.
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`ot
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`observed
`this
`appraisal.
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`conditions
`
`subject
`neighborhood.
`at market
`value.
`I
`demtifltalifin.
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`have
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`
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`
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`
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`
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`15.
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`
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`
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`in
`this
`
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`any
`appraisal
`report
`
`information
`are
`true
`
`appraisal
`trom this
`and
`correct.
`
`raped
`
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`
`to
`
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`
`best
`
`oi my
`
`knowtedge.
`
`all
`
`16.
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`
`stated
`I
`subject
`
`in
`oniy
`
`this
`to
`the
`
`report my
`appraisal
`assumptions
`and
`
`own
`limiting
`
`personal.
`conditions
`
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`
`and
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`
`protessionat
`report.
`
`analysis.
`
`Opinions.
`
`and
`
`conclusions.
`
`which
`
`in
`interest
`or prospective
`present
`no
`have
`l
`17.
`personal
`interest
`or
`bias with
`respect
`prospective
`completely, my
`analysis
`and/or
`opinion
`of market
`status.
`handicap.
`tamitial
`status,
`or
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`origin
`present
`owners
`occupants
`of
`the
`properties
`in
`
`or
`
`the
`is
`property that
`the
`in
`the
`participants
`to
`value
`this
`appraisal
`or
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`prospective
`the
`ol
`the
`subiect
`
`in
`either
`vicinity
`
`this
`of
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`the
`transaction.
`report
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`
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`
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`1
`did
`race.
`occupants
`on
`arty
`
`i
`
`no present
`have
`and
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`religion.
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`oi
`the
`subject
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`basis
`prohibited
`by
`law.
`
`or
`
`the
`
`18. My
`conditioned
`predetermined
`any
`party.
`mortgage
`
`or
`loan
`
`employment
`on
`any
`specilic
`the
`
`and/or
`agreement
`value,
`a
`attainment
`application).
`
`appraisai
`this
`performing
`tor
`compensation
`otherwise.
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`written
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`a
`range
`predetermined minimum value.
`a
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`result
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`occurrence
`0!
`
`ol
`
`a
`
`or
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`any
`or
`report
`would
`I
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`in
`direction
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`subsequent
`event
`
`anticipated
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`value
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`
`appraisals
`analysis
`that
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`as
`approvat
`
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`01
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`ot
`pending
`
`a
`
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`
`I
`
`19.
`reiicd
`or
`the
`appraisai
`a
`change
`responsibility
`
`and
`concluSions
`all
`prepared
`personally
`property
`appraisal
`on
`significant
`real
`appraisal
`report.
`preparation
`this
`hi
`so
`report.
`i
`certity
`that
`arty
`indivrdual
`to
`any
`item in
`this
`appraisal
`report:
`lur
`rl.
`
`that were
`estate
`real
`the
`about
`opinions
`or
`individuals
`individoat
`irom any
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`and
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`individuaiis)
`named
`such
`I
`have
`1
`to
`penorm the
`tasks
`named
`is
`qualified
`therefore.
`any
`change made
`to
`this
`appraisal
`
`set
`
`in
`
`report.
`appraisal
`this
`term in
`this
`the
`pefiorrnance
`of
`the
`specific
`tasks
`performed
`have
`not
`authorized
`anyone
`is
`unauthorized
`and
`l
`wiil
`
`|
`it
`appraisal
`in
`this
`to make
`take
`no
`
`Freddie Mac term 2055 March 2005
`
`UAD Version QIZOtt
`
`Page 5 ul 5
`
`Fannie Mae Form 2055 March 2005
`
`Form BOSSUAD ‘ “TOTAL” appraisal software hya Ea mode inc.
`
`-
`
`t—BGU-ALAMOBE
`
`sensor svscaocc
`
`
`
`Exterior—Only Inspection Residential Appraisal Report
`
`t
`20,
`ordered
`
`identified
`and
`
`the
`will
`
`lender/client
`receive
`this
`
`this
`in
`appraisal
`
`appraisal
`report.
`
`report
`
`who
`
`is
`
`the
`
`individual,
`
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`
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`
`agent
`
`for
`
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`
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`
`distribute
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`ientferrclient may
`The
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`market
`participants;
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`secondary
`States,
`irtstrurrierttality
`of
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`the
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`agency.
`appraiser‘s
`appraiser's
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`the
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`distributed
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`rotations,
`news.
`sales,
`other media).
`
`or
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`
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`other
`
`another
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`insurers;
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`mortgage
`assigns,
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`District
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`or
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`
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`
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`
`22,
`laws
`that
`
`I
`
`any
`that
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`Further,
`and
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`pertain
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`
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`I
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`
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`
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`tender/client may
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`Standards
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`Appraisal
`
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`
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`The
`23.
`sponsored
`enterprises,
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`
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`
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`
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`
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`
`Specessors
`rely
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`
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`
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`
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`
`it
`24.
`detined
`appraisat
`valid
`as
`
`this
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`
`report was
`appraisal
`tederat
`andror
`applicable
`report
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`a
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`
`record"
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`an
`as
`transmitted
`and
`(excluding
`audio
`state
`laws
`or
`representation
`of my
`signature,
`this
`appraisal
`report
`were
`delivered
`
`containing my
`video
`recordings],
`the
`appraised
`containing my
`
`"eicctrortic
`or
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`original
`
`those
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`
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`provisions
`
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`of
`
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`Title
`
`liahiiity
`i8,
`
`andr‘or
`United
`States
`
`SUPERVISORYAPPRAISER‘SCERTIFICATION:
`
`The
`
`Supervisory
`
`Appraiser
`
`certifies
`
`and
`
`agrees
`
`that:
`
`report,
`
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`
`agree with
`
`the
`
`appraiser‘s
`
`
`
`tor
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`supervised
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`|
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`
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`
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`
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`
`the
`
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`
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`;
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`statements,
`
`responsibility
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`conclusions.
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`
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`
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`
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`appraiser‘s
`
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`
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`
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`
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`
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`
`limited
`
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`
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`
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`
`opinions
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`The
`3.
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`
`appraiser
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`
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`
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`
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`
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`
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`
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`
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`the
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`
`the
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`
`This
`4.
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`
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`
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`the Appraisal
`Standards
`prepared.
`
`the
`Board
`
`Uniform
`of
`The
`
`Standards
`Appraisal
`
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`
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`Practice
`Appraisai
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`
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`
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`
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`
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`5.
`defined
`appraisal
